Elite Choice Platform

The Elite Choice investment program provides a wide spectrum of investment choices among all investment styles, categories and risk classes. The platform offers over 50 low cost mutual funds, professionally managed Target Date portfolios and a guaranteed interest annuity thus providing a wide range of investment classes.

Elite Choice provides the flexibility to consolidate 457(b), 403(b), 401(a) and IRA current and future investments on one easy to read statement that can be managed online. And better still, the program costs consist of no up-front loads, no back-end surrender fees and no IRS penalties for early 457(b) qualified distributions when you withdraw your money.

Your employees also benefit from the Elite Choice investment platform. Platform investment options are provided that will satisfy all risk tolerance levels, as follows:

• A Fixed Interest Guaranteed Annuity
• A Personal Brokerage Account, which offers 50 mutual funds, designed for the more sophisticated investor who wishes to self-direct (fund families such as Vanguard, AIM, Alger, American Century, American Funds, just to name a few)
• A Core of Funds that are highly selected and managed by a Registered Investment Adviser, which can be self-directed by participants
• 5 Target Date and Managed Life Style Portfolios, for the participant who wishes to invest in managed accounts
• Finally, for 457(b) plans only, a Stock Brokerage Window can be opened so that the savvier investor may trade in stocks, bonds and REITs.
  

Governmental 457(b) Plan Investment Platform

The Elite Choice platform has been designed to deliver the most current high-tech and high-touch program to your employees, that up to now were only available to private sector employees…and the enrollment process could not be easier.

Platform Features for Participants

• Online Enrollment
• 24/7 Internet Access
• 24/7 Voice Response (VRU) - Bilingual
• Participant Directed Accounts
• Daily Valuation Processing
• Consolidated Account Statements
• Multi-Manager Platform
• Online Participant Loans
• Rollover Eligibility (STRS/PERS and other plans)